Services of Kelley Financial Solutions

Buy a Home OR Access The Needed Equity OR Refinance Solutions

At Kelley Financial Solutions, our mission is to deliver personalized, reliable services by combining the integrity of a local community bank with the expertise and resources of a national financial institution.

Since our founding in 2005, we have been committed to prioritizing our customers’ needs, offering a diverse selection of modern mortgage options, and leveraging the latest technology to enhance the customer experience. We are dedicated to maintaining a community-focused approach while leading the industry to the future. With strong leadership, we honor our legacy as we innovate for tomorrow.

“Travis did an amazing job helping us in the home buying process. Really went above and beyond to make sure we were able to get a home and that means a lot. Definitely recommended.”

Wazim Rahim

Qualified Loan

Get Your Mortgage Rate Quote Now!

Mortgage rates change daily and vary depending on your unique
situation. Get your FREE customized quote today!

Refinance

Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook.

We’re here to make the home refinance process easier, with tools and knowledge that will help guide you along the way, starting with a refinance analysis request.

Learn More

Residential Loan

Is a 30-year fixed-rate mortgage right for you?

Maybe a 15-year fixed-rate mortgage right for you?

Or is an adjustable-rate mortgage (ARM) or VA Loan right for you?

Learn More About All Out Loan Options Now

Business Loan

Exciting news! Say goodbye to credit checks and income verifications with our financing solutions. Whether you’ve had past credit issues or don’t fit the traditional income mold, we’ve got your back. With private money access and tailored financing solutions, we streamline the entire investment process, saving you time and headaches. Plus, our expert guidance ensures you make smart investments to build your real estate empire. 

Learn More

Ready to Buy Your First Home or Next Home?

Kelley Financial Solutions Can Help You!

What should my credit score be to get a home loan?

Credit score requirements depend on the type of loan. Each program could have a minimum credit score to qualify. Your credit score could also affect your rate. It is important to pay attention to changes to your credit score and fix any blemishes as quickly as possible.

What interest rate will I get?

Interest rates depend on multiple factors: credit score, loan program, and financial markets. They can also change daily and sometimes multiple times a day. It is best to speak with a Bank of England mortgage professional to determine where interest rates are.

What does it mean to lock your interest rate?

Interest rates can change multiple times a day. It is hard to time the market. Working with a mortgage professional can help guide you to the best time to lock in your rate. This usually happens when you have found the home you want, and your loan is approved. Getting your rate locked will secure your loan for 30 to 60 days ensuring you do not lose out on the rate you wanted.

What is a down payment?

Down payment is the money you pay upfront to purchase your home. This amount goes towards the principal loan amount. The more of a down payment you put the lower your interest rate could be and the lower the principal balance of your mortgage is.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:

  • Complete our simple mortgage pre−approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Call for Service Today

(407) 927-0661

Kelley Financial Solutions

5.0Out of 5 stars

Overall rating out of 97 Google reviews

Kyle Lockrow
6 days ago

Kelley Financial Solutions has been amazing to work with! Their professionalism and willing to work on our short timeline was a huge plus. Travis and his team deserve a 10/10 and we will continue to work with them in the future! Thank you to Will LaValle from ReMAX in Orlando for the two of them completing the dream team!

Reyna Rowe
2 weeks ago

I could not have successfully closed on my mortgage loan with the help, guidance and support from Travis Kelley! KFS really has your best interest in mind through the entire loan process. Excellent, timely responses to all my inquiries. I’m grateful and satisfied with the service received! I wholeheartedly recommend Travis and his team for your mortgage needs.

Wit Fam
2 weeks ago

We had an amazing experience working with Taylor as our lender during the purchase of our new home. From start to finish, he was knowledgeable, responsive, and genuinely invested in making the process as smooth as possible. Taylor took the time to explain every step, answered all of our questions with patience, and made sure we always felt confident and informed. His professionalism and attention to detail gave us total peace of mind, and he consistently went above and beyond to ensure everything stayed on track. We couldn’t have asked for a better partner in this process. If you’re looking for someone who truly cares about his clients and delivers exceptional service, we highly recommend Taylor. Thank you, Taylor, for helping make our home-buying experience such a positive one!

Thomas Mandzik
2 weeks ago

Wonderful experience. Travis made this an easy process and was very responsive. Recommend him highly.

I am thrilled to share that I just finalized the purchase of my first home today! I truly couldn't have achieved this milestone without the exceptional support from Jarib and the amazing team at Kelley Financial Solutions. While only being 21 years old you can believe I had a question about everything. Every step of the way, Jarib exceeded my expectations—transforming what seemed like an insurmountable challenge into a reality. His unwavering commitment, deep expertise, and determination were unmatched. Communication throughout this journey was A+++. If you're in search of someone who genuinely cares about your needs and will go the extra mile to help you secure your dream home, look no further than Jarib. Thank you for turning my dream into reality.

Nancy Mand
2 weeks ago

This was so easy!!! We give it 10 🌟 Travis and the team handled everything and we REALLY appreciate them. We felt so taken care of! Thank you all!

Marie Romela
4 weeks ago

Buying a home can be overwhelming but with Jarib Stout my agent’s expertise in the real estate made the journey easy. His ability to analyze the market condition and provide excellent advice helped me secure my dream home. Personalized my home buying process was simply amazing. He was incredible communicative with a strong negotiation skills. What a great experience. God bless 🙏

Deanna Sevier
a month ago

This was our second time working with Jarib. His knowledge and expertise gave us peace of mind and he continuously kept us in the loop on the next steps. We never felt like a bother with all of our questions and needs. Best of all, he’s saving us money!

Property Love
6 months ago

Fantastic experience working with Travis and his team! I have been a licensed title agent in central Florida for over 26 years and closed thousands of transactions, and I can honestly say Travis was wonderful to work with from start to finish. He communicated thoroughly and timely and we knocked out 2 transactions in less than 30 days! I definitely recommend Travis as your go-to mortgage broker.

Michelle Walsh
7 months ago

After months of trying to get things done with no success, working with Travis Kelley at Kelley Financial Solutions was an absolute game-changer. My husband and I were looking to secure a home equity loan for much-needed renovations, and Travis made it happen—quickly, professionally, and with a level of service that truly exceeded our expectations. From day one, Travis brought a can-do attitude and handled everything with efficiency and care. He was incredibly responsive, kept us in the loop every step of the way, and always took the time to explain things clearly and thoroughly. Thanks to Travis' expertise and persistence, we finally secured the loan we needed and can now move forward with improving our home. If you’re looking for a mortgage broker who is professional, proactive, and genuinely committed to getting results, we couldn’t recommend Travis more highly!

george fahmi
6 months ago

I just closed on my very first home today, and I couldn’t have done it without Travis and the amazing team at Kelley Financial Solutions. From start to finish, Travis went above and beyond — he made what felt impossible, possible. His dedication, knowledge, and commitment to getting the job done were unmatched. The communication throughout the process was excellent. He kept me informed, answered every question, and made me feel supported every step of the way. If you’re looking for someone who truly cares and will fight to get you into your home, Travis is your guy. Thank you for helping make this dream a reality! Til next house brother!