Proudly Serving All of Florida
We Lead With Our Heart, Not Our Wallet.
Florida’s most trusted mortgage broker — combining new-school technology with old-school values to deliver wholesale rates with white glove service.
15 years of referral-only service. 30 years is a long time to overpay for a mortgage.
5.0 ★ Google (97 Reviews)
NMLS #1603446
Close in 30 Days
Why Choose Us
The Best of Both Worlds
We blend cutting-edge mortgage technology with old-school personal care. You get wholesale rates and someone who truly knows your name.
Heart-Led, Not Wallet-Led
We lead with our hearts, not our wallets. Your long-term financial health matters more to us than any commission.
Wholesale Rates
As a mortgage broker, we access dozens of wholesale lenders — giving you rates that retail banks simply can’t match.
Lightning-Fast Process
100% paperless, mobile-friendly applications. Close in as little as 7 days — because your time matters.
White Glove Service
15 years of referral-only business. We treat every client like family because that’s the only way we know how.
“30 years is a long time to overpay for a mortgage.”
The average homeowner overpays thousands every year by sticking with their retail bank. Let us access wholesale rates so you keep more of your hard-earned money.
What Our Clients Are Saying
Kelley Financial Solutions
Out of 5 stars
Overall rating out of 127 Google reviews
Travis Kelley and his team got me and my husband the best deal when purchasing our home. Travis and his team are very thorough and timely. We couldn’t be happier!! I highly recommend Kelley Financial Solutions for anyone looking to purchase a home!
We had an incredible experience working with Kelley Financial Solutions. From the very beginning, they were professional, responsive, knowledgeable, and genuinely committed to making the entire process as smooth as possible. Buying a home can be stressful, but their communication and attention to detail made a huge difference. They kept everyone informed, answered questions quickly, and went above and beyond to make sure everything stayed on track. Even when challenges came up, they were proactive, solution-oriented, and always focused on getting the deal to the closing table. As real estate professionals, we work with a lot of lenders, and we know how important a great lending partner is. This is someone we would absolutely recommend to our clients, friends, and family without hesitation.
Travis is the GOAT (Greatest Of All Time)! He is quick and helped me with all my last minute financing needs which ultimately secured my contract for my first ever home purchase. I honestly could not have done it without him. If you are in a competitive market, look no further than Kelley Financial Solutions!
Jarib Stout with Kelley Financial was a tremendous resource for us getting this. He was professional & thorough, always willing to answer questions and talk with us when we needed further information.
Travis is very knowledgeable and took the time to explain everything to us clearly and thoroughly. He was patient, professional, friendly, and generally helpful. We really appreciate his attention to detail and the time he took to answer all of our questions. He made the entire experience easy and stress-free, and we would definitely recommend Travis to others.
About Us
What We Do
We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff.
Home Purchase Loans
Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.
Fast Funding
Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.
Refinance Rates
Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!
Evaluate Your Property
Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.
Rate Comparisons
Don’t just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.
Cash-Out Refinance
Take advantage of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.
Kelley Financial Solutions is a full-service mortgage lender with a mission to create the best home financing experience possible
KFS Mortgage is one of the top independent mortgage lenders in the area, with knowledgeable residential loan officers in your community. Kelley Financial Solutions offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Delivering Many Loan Options
If you’re looking for a mortgage solution that will truly work for you, then look no further. Kelley Financial Solutions offers home loan options that you won’t find anywhere else, not even at the big bank down the street.
Get Your FREE Mortgage Rate Quote Now!
The KFS Team Delivers Results
A mortgage is a HUGE decision, and it’s critical that you get the right terms that truly work for you. Our team has more than a decade of mortgage experience, and we combine this knowledge with national partnerships and amazing service to deliver one-of-a-kind mortgage options with the lowest rates possible.
I want my FREE Mortgage Rate Quote!
Streamlined to save you time
KFS is committed to making the mortgage process as streamlined as possible, and we do that by offering a 100% paperless process that can be done from the palm of your hand. If you have a question or concern, our professional staff will be there with a prompt reply.
Get Your FREE Mortgage Rate Quote Now!Why Not Look Into Getting A Low Rate?
Thinking of buying a home this year or applying for a new loan?
Utilizing our acquired knowledge, extensive resources, commitment to excellence and modern day business model to offer the best mortgage options possible.
Ready to Refinance?
Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.
Ready to Buy Your First Home or Next Home?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
Is a Business Loan right for you?
With private money access and tailored financing solutions, we streamline the entire investment process, saving you time and headaches. Plus, our expert guidance ensures you make smart investments to build your real estate empire. Ready to take the leap? Contact us today and let’s make those dreams a reality—no credit checks or income verifications required!
What’s the right mortgage for you?
Refinance? Access Needed Equity? Buying A Home?
We can help you – click the link below to get started now!
Get a Rate Quote in Just 30 Seconds!
Mortgage rates change daily and vary depending on your unique situation. Get your FREE customized quote here!
Get My Custom Rate Quote Now!Call for Service Today
(407) 927-0661
